The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This site provides information about and access to financial services offered by the Capital One family of companies, including Capital One Bank (USA), N. Capital One Merchant Services. Capital City Bank P. You can also get an ATM card to use with it and Capital One has over 39,000 ATM’s in the USA that you will be able to use for free. To learn more, please visit: CitizensOne. Capital One, N. Explore checking that lets you bank on the go when it’s convenient for you. Dollar Bank offers online banking services including online checking and savings accounts, loans, mortgages, small business banking and corporate banking. Redwood Capital Bank is proud to be a Preferred SBA Lender. Overview: Bank of America. The problem is there isn't a list of banks that offer this service that I know of. The Spark Business Checking also provides several options to waive the maintenance fee that comes with their amazing checking account. There are many factors to consider when choosing the best business checking account. Chase also offers some different benefits that most other banks don’t have. As far as business accounts go, you want to make sure you're making the right choice for your organization's specific needs. Business owners in the Northeast can avoid ATM fees with Webster Bank's Complete Business Checking. Capital One Routing Number 065000090; Capital One routing number 065000090 is used by the Automated Clearing House (ACH) to process direct deposits. It's aimed at Capital One Spark Business credit card holders but it should be available to anyone who applies. To check the status of a Capital One credit card application, call the company's credit card customer service line. I have seen a lot of people with worse scores get approved with them for biz cards and have no business credit file at all. Overview: Bank of America. Have at least one repeating automatic transfer of $25+ from your Chase personal checking account, or, Have a linked Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account. However, I wasn't approved instantly. NMLS ID 453156, and Capital One Bank (USA), N. ** Combined balance of UNITY Choice Checking, UNITY Choice Money Market and UNITY Choice Savings accounts Learn More. renasant business CHECKING Business Debit Cards Competitive Interest Competitively Priced Checks Earnings Credit Allowance Easy-to-Balance Monthly Statement Online Banking with Online Bill Pay No Minimum Balance No Minimum Balance to Earn Interest Return of Check Images for Easy Record Keeping Up to 500 Items Per Month. 00% APY Rate on your funds when you open an Capital One 360 Checking Account. Absolutely no hidden fees or middleman markups. Other business accounts may qualify. com, based on balance of $100,000. Capital One 360 Checking Account is offered in 50 states (and Washington, DC). Are one of the 2 Capital One business checking accounts right for you? Use this guide to figure it out. Welcome to Union Bank® - Your Details Matter. Manager, Business Analysis (Consumer Bank Pricing & Economics) Capital One May 2015 – March 2018 2 years 11 months. 99, Plus 2nd Box 77¢ and 4th Box FREE. Business Loans; Business Credit Cards; Rates and Fees; Services. Mclean, VA - Built a valuation model of promo pricing strategy vs. We offer checking, savings, loans and credit lines, and cash management for businesses small and large. Interest-bearing checking accounts, like money market and simple savings accounts, can be a way to earn interest on your money, but there are some key differences. Most banks, including Wells Fargo, limit a business's free transactions to about 500 per month or fewer. Options Abound. 06% — and it's a free account to boot. chartered bank ("Linked Account") - that's the way you make deposits to and withdrawals from your account with us. ShareBuilder401K 1-800-943-6108 x1 Monday – Friday, 9AM – 8PM ET. Check out our online checking account with no monthly fees or balance requirements. No matter the reason, it’s really easy to request a credit limit increase from Capital One. Today, the list includes checking the balances of your accounts, paying an invoice that's due tomorrow, reviewing upcoming payments and transfers, and getting the office manager account access. Our Mission is to fulfill the financial needs of our communities with exceptional personal service, professionalism and integrity, and deliver meaningful value and results for customers and shareholders. com are FDIC-insured. The Portfolio by Wells Fargo program has a $30 monthly service fee, which can be avoided when you have one of the following Portfolio by Wells Fargo statement-ending qualifying balances: $25,000 or more in qualifying linked bank deposits (checking, savings, time accounts (CDs), FDIC-insured retirement accounts) OR $50,000 or more in qualifying. This article will show you how to fund a bank account with your credit card instead of having to fund it with money. Excludes current E*TRADE Financial Corporation associates, non-US residents, and any jurisdiction where this offer is not valid. I wanted to get a debit card and this seemed promising. , members FDIC. It's easy to get the new $300 bonus for a new Capital One Business Checking Account. Banking and lending products and services are offered by Capital One, N. com advertiser, is a subsidiary of the Capital One Financial Corporation, a financial holding company publicly traded on the New York Stock Exchange (Symbol: COF). See your account agreement for information about the Capital One company servicing your individual accounts. CitiBank to make an easy comparison of Capital One vs. Capital One vs. We partner with your business to provide competitive, tech-enabled banking services and accessible, personal support you can trust. The primary difference is a cash-based, not miles-based, rewards system. The following discounted fees apply only to the services purchased by the business or one business owner as part of the SunTrust Business Advantage Plus Checking package: - No monthly maintenance fee for the first two statement cycles - 50% discount on first order of checks - 1Online Check Deposit implementation fee waiver 2. The rates, fees, and early spend bonus value are identical. So you can be 100% certain if you'll be accepted for one of our credit cards before you apply. The Capital One Spark Business Checking may very well be one of the highest satisfactory Free Business Checking accounts out there. Log in to Amegy Bank for your personal, business, corporate and mortgage banking needs. SECU serves Maryland small businesses with business banking, credit cards, loans, and a team of local business experts. How to Use Capital One Coupons Capital One has a credit card that gives you 50% cash back on purchases made each year and 1% on every purchase you make through the week. Capital Solutions. Put a Citibank Business Checking Account to work for you. Capital One Money Market Account is offered in 50 states (and Washington, DC). If you can log in to your online account, go to view your statements, then click to view a PDF version of the latest statement. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. You may only choose one of these options. Banks, Vendors, Business Credit Cards, Lines of Credit, Commercial & Private Lenders, Leasers and just about any credit grantor wants to know ONE thing about your business. Sometimes we need a little help making them happen. Business owners in the Northeast can avoid ATM fees with Webster Bank’s Complete Business Checking. Since I’m a member and have a checking and savings account with them, I was happy to see this change. Sign In & Activate. NMLS ID 453156, and Capital One Bank (USA), N. Guaranteed quick lookup, up-to-date, accurate check. Our Business Checking and. Find 24 listings related to Capital One Bank Locations in Little Rock on YP. We provide personal service and account features to help simplify your life. Last year, US consumers spent more than $34B (that’s billion!) dollars on overdraft protection and insufficient funds fees. Find out if it's worth opening up an account with this bank. At First Capital Federal Credit Union, the financial well-being of our members and dedication to our community come FIRST. Checking Account Comparison. Capital One does have 755 physical branches and 30 cafes, but they're pretty much limited to New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia. $5,000 included monthly Cash Deposits at no charge; $1 for every $1,000 deposited after that. , Members FDIC Opens a new window Equal Housing Lender. Business checking accounts differ greatly from personal checking accounts in terms of fees, rates, policies, and perks, but choosing the right one need not be a complicated endeavor. ** Combined balance of UNITY Choice Checking, UNITY Choice Money Market and UNITY Choice Savings accounts Learn More. The Direct Pay service through Wells Fargo Business Online ® can be linked to one Business Choice Checking account to qualify for a monthly service fee waiver. Chase Bank serves nearly half of U. Visit a Capital One Bank location or contact a banker for full details. Capital One vs. See associate for details regarding terms and fees. All three of Capital One's checking accounts come free of monthly maintenance fees and minimum. The Capital One® Spark® Cash for Business offers up to $2,000 in cash bonuses as a limited time offer. There is a 10 business day hold before initial deposits can be transferred back to your linked business checking account. Make up to 200 transactions and up to $7,000 in monthly cash deposits, at no cost. A routing number is a nine digit code, used in the United States to identify the financial institution. If you have an account opened online (360) there may be 11 digits (and always starts with 360). You can open a business savings account, or a business CD. Things To Know About Capital One Bank. I received an email yesterday from Capital One 360. Business Basic is straightforward checking for your growing business, with no minimum balance. Capital One Spark Cash for Business has one of the best and simplest business rewards credit card programs, with a large sign-up bonus and excellent earning scheme. If you have other problems or questions and you can't find the solution here, please let us know. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. Lean How to create a new Capital One account and enjoy vi. Capital One 360 doesn't. Capital One made a great banking app with many features that are very useful, especially when traveling abroad. NOTICE Deposits with Capital One Bank (Canada Branch) are not insured by the Canada Deposit Insurance Corporation ©2018 Capital One. We offer checking, savings, loans and credit lines, and cash management for businesses small and large. E*TRADE Securities reserves the right to terminate this offer at any time. All trademarks used herein are owned by the respective entities. These offerings include: personal/business banking, loans, investments, mortgages, insurance, and credit cards. swipe for more. Spark Business checking and savings. Business Checking and Chase Performance Business Checking with Interest and receiving paper statements with copies of checks • No charge for Positive Pay or Reverse Positive Pay via chase. We provide several banking options, helping you find the right fit for your business. With a flat 1. Open a Business Rewards Mastercard credit card and have a business checking account open in good standing and receive 100,000 bonus points - redeemable for $200 when you spend $1,000 within the first 60 days. Capital One's QuickCheck tool gives you a definite yes or no in 60 seconds. How can we help you?. Onguard Online suggests the following tips to help you avoid getting hooked by a phishing scam:. The bank officially took over ING Direct in 2012 and offers an array of depository banking. Open an Essential Business Checking Account, BMO Harris’ most economical checking account for small businesses with lower balances and fewer transactions. To realize their vision, they forged business foundations from the character and community that distinguish the Gulf South. Do you need to send money to a different country? If so, whether you're doing business or sending money to friends or relatives, a wire transfer is a well-established way to get your money abroad. Much like a traditional bank, you can receive assistance from their customer service team; an advantage that does not take away from banking online with Capital One. Looking at my options now in Capital One, I'm only able to have two savings and one checking. At Capital One we're on a mission for our customers—bringing them great products, rewards and service. For foreign withdrawals, Chase charges a $5 fee, while Capital One charges no currency conversion fees. Products Designed With You in Mind. number is 051405515. Use your User ID and Password to sign in on desktop or mobile devices. Efficient Access. 00% APY on your funds for opening a new Capital One 360 Checking Account. A Capital One representative will assist you with outlining the required documentation and any needed information to prove the existence of your business. An account that's just right for your business! Renasant Business Checking is the solution that’s just right for your basic business needs. Although Capital One isn’t a subprime lender, the bank doesn’t leave those with bad credit out of the fold. They also seem to have just closed a Sony credit card which I have not used since Capital One took over from Chase a number a years ago (they gutted the rewards program). We’ll help you find the right-sized checking account to power your business growth. Excludes current E*TRADE Financial Corporation associates, non-US residents, and any jurisdiction where this offer is not valid. Capital One Business Checking Customer Service. Try QuickBooks Capital today. A checking account’s features must meet the business’s needs now and in the future. They have a unique ability to monitor situations in real time, and make adjustments and improvements immediately. 99, and accounts with at least $100,000, earn 0. And in small business, every little bit counts. Sometimes we need a little help making them happen. Keep your small business running smoothly and get an edge on your competitors with small business banking accounts and services from BB&T. 60 each per transaction per month. Turns out they were right to be scared, as a recent notice is circulating announcing that the “ING Direct” name will disappear, probably next year. Make up to 200 transactions and up to $7,000 in monthly cash deposits, at no cost. It also offers a free debit card, and you can avoid ATM fees by using one of over 39,000 Capital One ATMs. Capital One offers several overdraft protection options. Excludes current E*TRADE Financial Corporation associates, non-US residents, and any jurisdiction where this offer is not valid. Manager, Business Analysis (Consumer Bank Pricing & Economics) Capital One May 2015 – March 2018 2 years 11 months. They request additional documents of income by a mail that I received 10 days after applying. Asset Backed Finance Use this tool to compare PNC's business checking accounts side-by-side and find one that fits your business needs. With an expected no monthly account service fee or minimum balance requirement attached on top of free online invoicing, online bill pay, efficient mobile banking and so much more. There's also Escrow Express, 401(k) solutions for your business and, of course, cards. 5-percent cash back rate that’s doubled for the first 12 months, low intro APR and no annual fee, you can hit the. Then, on the line labeled “Account Number,” enter the Capital One Bank Account Number you wish to receive your Direct Deposit in. Find the best rewards cards for personal use and small businesses. Enroll & Activate. This company is not yet. We've also made it easy for you to bank anytime, anywhere with Online and Mobile Banking. We’ll go through Chase vs. Sole-Proprietor, Small Business & Commercial Transaction Account: If your business is established as a sole-proprietor, corporation, LLC, LLP, or any other legal entity, TDECU offers a basic checking account with all of the above listed features for only $10 per month. Capital One 360 Checking. , Members FDIC Opens a new window Equal Housing Lender. Credit Lines, Credit Cards, Store Cards, Property, Cars, Trucks, Leases, Office Supplies, Computers, Home & Large Office Equipment, Landscaping Supplies you name it. Capital One is a registered trademark of Capital One Financial Corporation, used under license. provides a wide variety of financial products and services. 0 or higher to view PDF files. You deserve a checking account that works with your business as well as for your business. Many applicants get a response within 60 seconds for their online or over-the-phone applications, explains CapitalOne. My savings account had over 120K. 9 out of 5 stars by 121 users † Credit Karma. In addition to acquiring ING Direct USA, Capital One has acquired the credit card business of HSBC in 2011. Business Interest Checking; Business Interest Checking Plus Working Capital Lines of Credit Take a look at what each card has to offer and decide which one is. Our bankers take pride in providing timely information and personally answering your questions about Capital City Bank products and services. Onguard Online suggests the following tips to help you avoid getting hooked by a phishing scam:. For one, make sure it's simple to use and doesn't come with a lot of monthly fees. If your business is a legal entity, you will be required to provide the bank with some specific information about your company. Sending payments by mail. Activate your new card to start spending. Bank of America Business Checking Account. You’ll also have the opportunity to enjoy the latest in banking services like free online banking and bill pay. They have a unique ability to monitor situations in real time, and make adjustments and improvements immediately. Take advantage of free, one-on-one financial counseling, seminars. The data is provided by the FDIC. Make sure to do 1 online bill payment to qualify for this $300 cash bonus. Capital One 360's checking and savings accounts are free to open and maintain, and they require no minimum balance. com are FDIC-insured. mobile banking. At Ion Bank, we believe in doing more with more. Capital One does not currently offer a business checking account. I just got my Capital One credit card in the mail. Capital One has 755 branches and thousands of free ATMs nationwide through the Allpoint network. First, the Capital One Spark Business Checking. Business Savings Account Prepare for the unexpected by putting away excess cash in a Business Savings account. Check out our post on How to Open a Business Checking or Savings Account for more information! Additional Benefits from Chase Bank. New business checking and cash-management services. The latest Tweets from Capital One (@CapitalOne). With our online branch, you can read about available options, get current rates, apply for a loan, and use our online banking to check your balance and pay bills. Our business services include commercial lending, business checking, savings accounts, loans & credit cards. Image Source: Capital One Along with being one of the top banks, Capital One serves personal, business, and commercial banking customers in New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia. No matter the reason, it’s really easy to request a credit limit increase from Capital One. Today, the list includes checking the balances of your accounts, paying an invoice that's due tomorrow, reviewing upcoming payments and transfers, and getting the office manager account access. Get a Free Credit Score & Advice From Our Credit Experts. 850 in Connecticut, D. While it is legal to stop payment on a check, if you stop payment on a check in bad faith, or without good reason, the person or business you paid with the check could sue you for damages. Money Market. 15% processing fee discount for up to 12 months when you have a balance of at least $100,000 in a Capital One business checking account. Consumer & Business Online Banking, Reconcilement & Positive Pay, Wealth Management, and AMSEC Banking. We have the accounts you need to succeed. To Small Business Home > Let's connect! Just fill out the form below. Get your 100% free credit score and credit report. Debit card transactions are. Do I need to have a Capital One 360 account in order to get 360 Checking? No, you must be a U. No monthly fees. By choosing the right bank and account, whether it’s Chase vs. Retirement. Overall, Capital One's cash back cards offer more flexibility than its travel cards—for the same rate. Capital One 360 doesn't. Many applicants get a response within 60 seconds for their online or over-the-phone applications, explains CapitalOne. Popular Business Checking 1. Our online banking experience makes it easy to create reports, complete transactions and do business anytime, anywhere. If your annual credit card expenses are higher than $19,000, consider either the Capital One® Spark® Cash for Business or the Capital One® Spark® Miles for Business. From emerging markets to developed economies, our focused team of finance experts connect capital to infrastructure and deliver innovative financial solutions that help make the world work better. You may only choose one of these options. The primary difference is a cash-based, not miles-based, rewards system. In addition to its free business bank accounts, Capital One also offers five small business credit cards. You may also receive a fee on outgoing wires. I am trying to add a new Capital One 360 (Spark Business) account to my mint profile. Business Checking; Business Savings; Business Money Market; Rates and Fees; Borrow. A Fortune 500 company, it is a diversified bank that offers a wide range of banking services and financial products to consumers. Capital One offers several overdraft protection options. If Your Application is Denied, Try These Alternatives No matter how you get the news, finding out your Capital One application was denied can be disappointing — and, sometimes, a shock. Open a free checking account online with Great Western Bank. From students to business owners, Capital One has a credit card that suits your needs. Capital One 360 Referral Bonus – $25 for Each New Account. I contacted capital one today because we/I have made two 1,000 payments last month and they were put on hold. Online Services; Lost or Stolen Card/Fraud; Merchant Card Services; Connect. First National Bank is an Equal Housing Lender & member of FDIC. if not , do you list rates that can be obtained when we walk into a capital one bank. It also offers a free debit card, and you can avoid ATM fees by using one of over 39,000 Capital One ATMs. 00 or more ($1000. Make sure to do 1 online bill payment to qualify for this $300 cash bonus. With 13 credit cards in its arsenal, Capital One is one of the largest major card issuers around. Though it's not the only bank that doesn't ding you for international purchases, Capital One 360 is a NerdWallet favorite because its fees are low across the board. Capital One Spark Business Unlimited Checking. The routing number for Capital One Bank in Texas is 111901014. Save money with 39 Capital One 360 promo codes, discount codes in October 2019. When you have a Fifth Third Checking Account, you can earn some of our best savings account interest rates. When it comes to interest rates, Chase only offers a 0. Checking that means business. Take control of your finances with Personal Capital. Make saving easy by setting up automatic transfers from your Business checking account. Mobile banking makes checking effortless along with mobile check deposit and our mobile app. Capital One Credit Cards. Guaranteed quick lookup, up-to-date, accurate check. Although the information has been obtained. This credit union has been in business. This Rate and Fee Schedule sets forth current conditions, rates, fees, and charges applicable to your regular Certificates, Individual Retirement Account (IRA) Certificates, Health Savings Account (HSA) Certificates, Coverdell Education Savings Account (CESA) Certificates, Checking Accounts, Health Savings Accounts, Savings Accounts, Money Market Accounts, and IRA Accumulator Accounts at. This choice may help protect the environment by using less paper, but what is an account holder to do after choosing the paperless option and then getting a request from a mortgage broker or other lender to produce their most recent bank statement?. To learn more, please visit: CitizensOne. It'd be awesome if Wave could have some sort of notification in the system, or an email that went out, that said Spark Checking isn't supported. Banking and lending products and services are offered by Capital One, N. You must visit a branch to open a new small business checking account. info Now you can access all Banking features Online provided by Capital One Bank. Grow Financial is a credit union working for the benefit of our members, not for the profit of corporate shareholders. Best for Cash Biz: Capital One Spark Business Basic Checking; You can learn more about each of WalletHub's picks for the best small business accounts below. Sterling provides personal & commercial banking solutions to communities and businesses throughout the New York Metro area and beyond. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers. Also, you'll get a business debit card, online bill pay and online and mobile checking at no additional cost. Spark Classic is designed for businesses with fair. The problem is there isn't a list of banks that offer this service that I know of. Capital One has different telephone numbers for each division. ly/1NeGgkx Capital One Spark Business Checking - http://capt. Find Capital One, National Association Routing Number on a Check The best way to find the routing number for your Capital One, National Association checking, savings or business account is to look into the lower left corner of the bank check. The Visa Business Platinum Rewards card offers a low interest rate and the rewards you need for your growing business with no annual fee. 15% processing fee discount for up to 12 months when you have a balance of at least $100,000 in a Capital One business checking account. Capital One Spark Business Unlimited Checking. Capital One currently has a $300 bank bonus available for opening a new Capital One Rewards checking account. Account Closing: If new Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance. All First Tennessee checking accounts offer free Digital Banking, Mobile Banking, a CD rate bonus and a free standard First Tennessee Visa® debit card with First Tennessee Cash Rewards. The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. The Capital One® Venture Rewards Card is perfect for travel enthusiasts while the Spark series of cards are fantastic options for small businesses. Here’s our list of the best options for 2019. Here is a breakdown of the account features and targeted business types of Capital One’s two Spark Business checking accounts. We offer complete business banking services and solutions to help meet your goals. ) available from Capital One bank. Simplify your small business banking and help your company grow with Bank of America Business Advantage. You can also get an ATM card to use with it and Capital One has over 39,000 ATM’s in the USA that you will be able to use for free. The Capital One® Spark® Cash Select for Business offers a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening. Welcome to Liberty Capital Bank, where you will find experienced community-connected bankers who are genuinely interested in helping our clients prosper in their businesses and lifestyles. Whether you're starting a business— or ready to take it to the next level— FirstCapital Bank of Texas is the financial partner who is there for you every step of the way. Our Business Checking and. Capital One does not provide or guarantee and is not liable for the merchandise and services of companies not affiliated with Capital One that are promoted on this site. ” Ed McKenna. Compare business checking accounts from U. You can open a Capital One account with $0. Take control of your finances with Personal Capital. Bank cards are also very helpful when you are travelling because many folks despise to carry cash overlong distances. Capital One is offering a $250 bonus when you open a Spark Business Checking account by August 31, 2015. If your business is a legal entity, you will be required to provide the bank with some specific information about your company. We work hard to build a strong, and lasting professional relationship with you and your business. Many small businesses expect to apply for financing. Overview: Bank of America. With a flat 1. In 1955, it merged with the Chase National Bank and renamed as The Chase Manhattan Bank. Leave behind the high fees and hassle with First Service business checking accounts. Located in downtown Fort Worth at One City Plaza, our Fort Worth banking center can be found in the very heart of Fort Worth’s thriving business community. You can also open a business credit card if you need a business credit card for your business operations. Protect Your Checking Accounts. Access a network of over 39,000 Capital One and AllPoint® ATMs. Here is a breakdown of the account features and targeted business types of Capital One's two Spark Business checking accounts. You can earn cash back bonuses!. Capital One Business Checking Customer Service. Capital One Money Market Account is offered in 50 states (and Washington, DC). For outbound transfers 1 (from a U. Capital One offers flexible credit cards for personal or business use that provide several benefits and perks, from bonus rewards and Uber ride discounts to cashback and 0% intro APR promotions. Manager, Business Analysis (Consumer Bank Pricing & Economics) Capital One May 2015 – March 2018 2 years 11 months. Get more for your money and travel with best credit cards, credit card rewards, points and miles. The number of subscribers for Capital One is a bigger amount, so is the number of active Capital One credit card users. Capital One $25 – $100 Checking/Performance Savings Bonuses. Then you have one business day to make a deposit. Contact us for home loans and services. United Business Bank conducts business with an eye toward speed of execution on behalf of our clients, pride and appreciation on behalf of our employees, and impressive financial performance on behalf of our investors. You can also find low rates on loans and refinancing options. If any changes are made to the authorized signers for the business, you must verify the changes and send a new Resolution to Capital One 360. Introduction. Capital One Credit Cards. Travis Credit Union offers checking and savings accounts, mortgage, car loans, credit cards and other personal & business banking services. If your business is a legal entity, you will be required to provide the bank with some specific information about your company. Otherwise only $12 when you enroll in paperless statements. Capital One currently has a $300 bank bonus available for opening a new Capital One Rewards checking account. Capital One does not currently offer a business checking account. Capital One offers several overdraft protection options. A high-yield savings account is a type of savings account that earns higher than average interest on the balance amount. The problem is there isn't a list of banks that offer this service that I know of. Capital One® Spark® Cash for Business is very similar to Spark Miles for Business, Capital One’s premium business travel card. Each month you'll get unlimited transactions included, along with free Overdraft Protection with a linked Capital One small business deposit account. Learn about the Mastercard business prepaid card. Minimum to open account is $0.